A credit card cash advance is a financial service that allows cardholders to withdraw cash from their credit card account, either through ATMs, bank branches, or convenience checks issued by the credit card issuer. This service provides immediate liquidity but typically incurs higher interest rates and additional fees compared to regular purchases. Interest on cash advances often begins accruing immediately, without a grace period. Cash advance limits are usually lower than the total credit limit, and repeated use may negatively affect the cardholder’s credit score and financial standing.

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信用卡兑换现金是一项金融服务，允许持卡人通过自动提款机、银行柜台，或信用卡发卡机构提供的便利支票，从其信用卡账户中提取现金。该服务可提供即时流动资金，但通常会收取高于一般消费交易的利率及额外手续费。现金预支通常自交易当日起计息，不享有免息期。现金预支额度一般低于总信用额度，且频繁使用此服务可能对持卡人的信用评分及财务状况产生不利影响。

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文件需求：

• 最近一个月信用卡账单

• 身份证复印件

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Documets Required:

• Credit Card Statement (Latest)

• Copy of NRIC

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